Personal Accident Insurance 

At Prosperity Pathways, we believe financial protection should not depend only on life insurance.
Unexpected accidents can impact income, lifestyle, and family stability within moments.

Personal Accident Insurance provides financial support in case of accidental injury, disability, or death — ensuring your family’s financial security even during unforeseen events.

We offer customised solutions through 20+ leading insurers, giving you access to multiple options under one roof.

We are associated with reputed insurers including:

• HDFC ERGO General Insurance

• ICICI Lombard

• Tata AIG General Insurance

• Bajaj Allianz General Insurance

• Reliance General Insurance

• IFFCO Tokio General Insurance

• And many other leading insurers.

Our comparison-based advisory approach ensures that the coverage matches your income level and risk exposure.

Types of Personal Accident Cover

I1.ndividual Personal Accident Policy

Coverage for a single individual against accidental risks.

2.Family Personal Accident Cover

Financial protection for entire family members under one plan.

3.Group Personal Accident Insurance

Suitable for companies covering employees.

What Is Typically Covered?

Coverage may include (as per policy terms):

• Accidental death benefit (lump-sum payout)

• Permanent total disability

• Permanent partial disability

• Temporary total disability (weekly compensation in selected plans)

• Accidental hospitalisation expenses (if opted)

• Education benefit for children (in selected policies)

Who Should Consider Personal Accident Insurance?

• Salaried professionals

• Self-employed individuals

• Business owners

• Field workers

• Drivers & logistics professionals

• Anyone dependent on regular income

Even if you already have life or health insurance, accident cover adds an important layer of financial protection.

Why Choose Prosperity Pathways?

✔ Access to 20+ leading insurers
✔ Income-based coverage structuring
✔ Transparent comparison process
✔ Assistance during claims
✔ Long-term protection planning

We don’t just offer policies.
We help you secure your income and protect your family’s financial stability against unexpected accidents.